UIF Calculator
Calculate your UIF (Unemployment Insurance Fund) monthly contributions and estimate the benefits you would receive if unemployed. Includes both employee and employer contribution calculations.
How to Use the UIF Calculator
- Contributions tab: Enter your monthly gross salary to calculate your employee UIF contribution, the employer's matching contribution, and annual totals. Contributions are capped at the earnings ceiling (R17,712/month).
- Benefits tab: Enter your last monthly salary and the number of months you contributed. The calculator estimates your monthly benefit amount, income replacement rate, and maximum benefit period.
The Extended Calculator below adds detailed tabs for Contributions, Benefits, and Maternity Leave claims. The Professional Calculator covers all UIF claim types with step-by-step instructions.
UIF Contribution Formula
Employee UIF = min(Monthly Salary, R17,712) × 1%
Employer UIF = min(Monthly Salary, R17,712) × 1%
Maximum per party: R177.12/month. Total maximum: R354.24/month.
UIF Benefit Calculation
Daily Salary = Monthly Salary ÷ 30
Income Replacement Rate (IRR) = 38%–58% (lower earners receive higher replacement)
Daily Benefit = Daily Salary × IRR
Maximum Benefit Days = min(Contribution Months × 30 ÷ 4, 365)
Worked Example
Contributions: Employee earning R25,000/month.
- Earnings ceiling: R17,712 (salary is above ceiling)
- Employee UIF: R17,712 × 1% = R177.12/month (capped)
- Employer UIF: R177.12/month
- Annual employee contribution: R177.12 × 12 = R2,125.44
Benefits: Employee earning R15,000/month, retrenched after 24 months.
- Benefit days: 24 months × 30 ÷ 4 = 180 days
- Daily salary: R15,000 ÷ 30 = R500
- IRR: approximately 50% (mid-range earner)
- Daily benefit: R500 × 50% = R250
- Monthly benefit: R250 × 30 = R7,500/month
- Benefit period: 180 days (6 months)
UIF Benefit by Income Level
| Monthly Income | Daily Benefit | Monthly Benefit | Replacement Rate |
|---|---|---|---|
| R 5 000 | R 90 | R 2 689 | 53.8% |
| R 10 000 | R 159 | R 4 758 | 47.6% |
| R 17 712 (cap) | R 224 | R 6 731 | 38.0% |
| R 25 000 | R 224 | R 6 731 | 26.9% |
| R 35 000 | R 224 | R 6 731 | 19.2% |
| R 50 000 | R 224 | R 6 731 | 13.5% |
All Claim Types Summary
| Claim Type | Max Days | Max Benefit | Note |
|---|---|---|---|
| Retrenchment / Dismissal | 365 | R 80 767 | Limited to 360 days by credits |
| Reduced Work Time | 365 | R 80 767 | Limited to 360 days by credits |
| Illness | 365 | R 80 767 | Limited to 360 days by credits |
| Maternity Leave | 121 | R 27 147 | Full entitlement |
| Parental Leave | 10 | R 2 244 | Full entitlement |
| Adoption Leave | 45 | R 10 096 | Full entitlement |
| Death of Contributor (dependants) | 365 | R 80 767 | Limited to 360 days by credits |
How to Claim UIF
1. Online (uFiling.co.za): Fastest method. Register and submit claim digitally. Track status online.
2. SARS Walk-in: Visit a DOL office with ID document, UI-19 form from employer, banking details, and relevant proof (retrenchment letter, etc.).
3. Required Documents:
- South African ID or Passport
- UI-19 form (employer declaration)
- Bank stamped details or cancelled cheque
- Last 6 months payslips
- Proof of termination / maternity certificate / illness certificate
Time Limits: Claims must be submitted within 6 months of becoming unemployed.