Financial Calculators
South African financial calculators for tax, loans, bonds, retirement, and investments. Updated for 2026 SARS rates.
30 calculators available
South African Income Tax Calculator
Calculate your South African income tax for 2025/2026 tax year. Uses latest SARS tax brackets, rebates, and medical aid credits.
Use calculator →Bond Repayment Calculator
Calculate your monthly bond repayment in South Africa. See total interest, amortization schedule, and compare different loan terms.
Use calculator →PAYE Calculator South Africa
Calculate your monthly PAYE tax deduction for the 2025/2026 tax year. Includes UIF, SDL, and medical aid tax credits.
Use calculator →Salary Calculator South Africa
Calculate your net salary after PAYE tax, UIF, and pension deductions in South Africa. See your take-home pay instantly.
Use calculator →VAT Calculator South Africa
Calculate VAT in South Africa. Add or remove 15% VAT. Convert between VAT-inclusive and VAT-exclusive amounts instantly.
Use calculator →Compound Interest Calculator
Calculate compound interest on your savings and investments. See how your money grows with monthly contributions over time.
Use calculator →Loan Calculator
Calculate your monthly loan repayment in South Africa. Works for personal loans, car finance, and credit agreements.
Use calculator →Retirement Calculator South Africa
Calculate how much you need for retirement in South Africa. Factor in retirement annuity, pension fund, and investment growth.
Use calculator →Car Finance Calculator
Calculate your monthly car finance repayment in South Africa. Includes balloon payment, deposit, and interest rate options.
Use calculator →UIF Calculator
Calculate your UIF (Unemployment Insurance Fund) contributions and potential benefits in South Africa.
Use calculator →Home Affordability Calculator
Calculate how much house you can afford in South Africa based on your income, expenses, and deposit.
Use calculator →Transfer Cost Calculator
Calculate transfer costs when buying property in South Africa. Includes transfer duty, attorney fees, and bond registration costs.
Use calculator →Capital Gains Tax Calculator
Calculate capital gains tax in South Africa. Covers property, shares, and other assets with latest SARS inclusion rates.
Use calculator →Tax-Free Savings Calculator
Calculate your Tax-Free Savings Account growth. R36,000 annual limit, R500,000 lifetime limit. No tax on interest or capital gains.
Use calculator →Savings Calculator
Calculate how long to reach your savings goal or how much to save monthly. Factor in interest and regular deposits.
Use calculator →Debt Payoff Calculator
Calculate how long it will take to pay off your debt. Compare minimum payments vs extra payments. Snowball and avalanche strategies.
Use calculator →Take Home Pay Calculator
Calculate your actual take-home pay in South Africa after PAYE, UIF, pension, and medical aid deductions.
Use calculator →Investment Return Calculator
Calculate the return on your investment. See total profit, annualised return, and compare different investment scenarios.
Use calculator →Fixed Deposit Calculator
Calculate interest earned on fixed deposits in South Africa. Compare rates from major banks like FNB, Standard Bank, Nedbank, Absa.
Use calculator →Bond Comparison Calculator
Compare two or more bond offers side by side. See total cost, monthly repayment, and savings with different rates and terms.
Use calculator →Extra Payment Calculator
See how extra payments on your bond or loan save you money and shorten your repayment period.
Use calculator →Car Affordability Calculator
Calculate how much car you can afford in South Africa based on your income, expenses, and preferred monthly repayment.
Use calculator →Credit Card Payoff Calculator
Calculate how long to pay off your credit card and how much interest you will pay. See the impact of paying more than the minimum.
Use calculator →Interest Rate Calculator
Calculate the interest rate on a loan from the payment amount, loan amount, and term. Works for any loan type.
Use calculator →Deposit Calculator
Calculate the deposit needed for a home loan or car finance in South Africa. See how deposit size affects your repayment.
Use calculator →Salary to Hourly Calculator
Convert your annual or monthly salary to an hourly rate. Factor in working hours, leave days, and overtime.
Use calculator →Inflation Calculator South Africa
Calculate the impact of inflation on your money in South Africa. See purchasing power over time using historical CPI data.
Use calculator →Car Depreciation Calculator
Calculate how much your car depreciates over time. See projected resale value year by year.
Use calculator →Debt Consolidation Calculator
Calculate if consolidating your debts into one loan will save you money. Compare total interest and monthly payments.
Use calculator →Freelance Rate Calculator
Calculate your ideal freelance hourly or daily rate based on desired income, expenses, taxes, and billable hours.
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